CBR Employee Benefit Services
We understand that offering full corporate-style benefits is often key to attracting and retaining top talent. By leveraging CBR’s large group health insurance buying power, our clients enjoy stable benefit costs year-overyear. Additionally, our clients can take advantage of our relationship with nationally recognized carriers for benefits ranging from medical to Health Savings Account administration. Our range of value-added services includes delivering custom solutions to you for all your health care management needs, including benefit plan analysis, contribution strategies, health and wellness education and training, and employee policies and consumer-driven programs.
Why You Should Offer Benefits
It’s been proven that employers that have strategic, quality benefits package are able to attract and retain top employees. Offering a quality array of employee benefits will pay off through a stronger, more productive workforce with employees committed to your company.
Employees value a well-rounded selection of benefits including health insurance, a 401(k) plan, life insurance, dental and vision coverages. These benefits are among a few of the plans that you can select from our large group plans.
Many employees don’t take full advantage of their benefits, because they don’t fully understand them. With a range of materials from CBR, we will educate your employees about the benefits you offer and how they can best use their plans. Plus, our communications can help employees understand how various laws, such as
health care reform, COBRA and FMLA, impact them and their families.
With CBR, you can offer a full employee benefits package including:
Medical Planns (PPOs & HSAs)
Long & Sort-Term Disability
Supplemental Plans (Cancer, Accident etc.)
Flexible Spending Accounts (Medical & Dependent Care)
Pet Insurance through United Pet Care
Christmas and Vaction Clubs
College Savings (259 Plans)
Long Term Care
Prescription Drug plans
Health Care Plans
Our large-group health benefits are multiple plan options available to your employees. By offering a variety of choices, you get the flexibility to customize their medical benefits to their specific need. Our large group medical and dental partner is Aetna. Aetna offers a variety of plans ranging from low deductible plans, high deductible health plans and even “narrow” network plans. We can customize your medical plan selection based on your employee needs, while taking into consideration your overall budget. Aside from our large group Aetna plan, we developed a relationship with all the major insurance carriers available, both locally and nationally.
Our large group voluntary plans include, dental, vision, life insurance combined with accidental death and dismemberment, accident insurance, critical illness, LegalShield and IDShield, disability insurance, Telemedicine, pet insurance and many more.
For employers with 50 or less employees that are not required to offer medical plan, our large group benefits are automatically added and are available to all of your full-time employees. When these benefits are offered, the employees can pick and choose what they want and need.
Employees take advantage of large-group rates, the convenience of automatic payroll deductions and for some plans pre-tax benefit. Most voluntary insurance products have portable coverage, which means you can keep your policy if you end up leaving your employer. Employees will typically pay a 100 percent of the
premium for voluntary coverage or you may choose to contribute to some or all of the benefits.
Do you find it difficult to keep up with legislation affecting insurance, your industry and your business? At CBR, we have access to ERISA attorney provided Legislative Brief educational articles to help you understand important regulations and stay in compliance. Our materials cover Affordable Care Act, COBRA, HIPAA, Medicare Part D and more.
Additional Available Resources
Federal Market Place expert
Individual Market expert
Licensed Medicare expert
Your Employee Benefits and HR Duties: Before and After
With comprehensive employee benefits services from CBR, your business can eliminate the need to manage multiple vendor relationships. By outsourcing virtually all of your HR duties to CBR, you will save time, reduce costs, and improve focus, while still retaining control over your workforce.